When we started looking for our first home, we were told we needed 20% to save LMI. However, Nitin made our dream come true with only a 5% deposit (no LMI) under the Home Guarantee Scheme. We were not aware of the Scheme before meeting him at a random family event. Not only he got us fast approval but also a better deal by negotiating the interest rate for us as well as the borrowing limit with the bank, especially when interest rates were on the rise. Working with Nitin was an amazing and enlightening experience for us. He is a highly intelligent, honest, and transparent person. We also really loved his approach of educating customers, not selling to them. We would definitely be returning to him for future purchases or refinance options. We highly recommend Nitin @ Must Home to anyone. AG